[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.asope.cz\/klidne-si-pujcte\/#Article","mainEntityOfPage":"https:\/\/www.asope.cz\/klidne-si-pujcte\/","headline":"Klidn\u011b si p\u016fj\u010dte","name":"Klidn\u011b si p\u016fj\u010dte","description":"St\u00e1v\u00e1 se, \u017ee my lid\u00e9 zab\u0159edneme do probl\u00e9m\u016f, se kter\u00fdmi si ani p\u0159es usilovnou snahu nedok\u00e1\u017eeme poradit. Je to nep\u0159\u00edjemn\u00e1 skute\u010dnost, j\u00ed\u017e se tou\u017e\u00edme v\u0161ichni vyhnout, ale n\u011bkdy prost\u011b nen\u00ed \u0161ance a dostaneme se do podobn\u00fdch probl\u00e9m\u016f. A jak se z nich zase dostat? Pochopiteln\u011b jedin\u011b tak, \u017ee se\u017eeneme n\u011bjak\u00fd zdroj pen\u011bz. A kdy\u017e ne […]","datePublished":"2024-05-12","dateModified":"2024-06-12","author":{"@type":"Person","@id":"https:\/\/www.asope.cz\/author\/#Person","name":"","url":"https:\/\/www.asope.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4970dd685f2b259fc1a5b9420420b9fa541cc58646305fbe02c59d28f86fdcb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4970dd685f2b259fc1a5b9420420b9fa541cc58646305fbe02c59d28f86fdcb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"asope.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.asope.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppp_4.jpg","url":"https:\/\/www.asope.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppp_4.jpg","height":0,"width":0},"url":"https:\/\/www.asope.cz\/klidne-si-pujcte\/","about":["Ekonomika"],"wordCount":419,"articleBody":"   St\u00e1v\u00e1 se, \u017ee my lid\u00e9 zab\u0159edneme do probl\u00e9m\u016f, se kter\u00fdmi si ani p\u0159es usilovnou snahu nedok\u00e1\u017eeme poradit. Je to nep\u0159\u00edjemn\u00e1 skute\u010dnost, j\u00ed\u017e se tou\u017e\u00edme v\u0161ichni vyhnout, ale n\u011bkdy prost\u011b nen\u00ed \u0161ance a dostaneme se do podobn\u00fdch probl\u00e9m\u016f. A jak se z nich zase dostat? Pochopiteln\u011b jedin\u011b tak, \u017ee se\u017eeneme n\u011bjak\u00fd zdroj pen\u011bz. A kdy\u017e ne p\u0159\u00edmo na\u0161ich, pak aspo\u0148 t\u011bch p\u016fj\u010den\u00fdch, kter\u00e9 n\u00e1m daj\u00ed aspo\u0148 mo\u017enost d\u00e1t si svoji situaci do po\u0159\u00e1dku, postavit se znovu na vlastn\u00ed nohy.P\u016fj\u010dky n\u00e1m ale finan\u010dn\u00ed \u00fastavy nikdy jenom tak nedaj\u00ed. Mus\u00edme je o podobnou pomoc \u017e\u00e1dat a pak jim mus\u00edme vyhov\u011bt, co se z\u00e1ruk spl\u00e1cen\u00ed t\u00fdk\u00e1. Kdybychom je toti\u017e dostate\u010dn\u011b neujistili, \u017ee budeme m\u00edt prost\u0159edky, jimi\u017e bychom v\u0161e p\u016fj\u010den\u00e9 splatili, nedostaneme nic. Ani kdybychom se n\u011bkde v bance p\u0159ed tamn\u00edmi \u00fa\u0159edn\u00edky rozplakali a plazili se p\u0159ed nimi po kolenou.Ale copak m\u016f\u017ee prok\u00e1zat svoji bonitu ten, kdo m\u00e1 n\u00edzk\u00fd plat a pom\u011brn\u011b vysok\u00e9 v\u00fddaje, kv\u016fli kter\u00fdm by mu u\u017e pen\u00edze na spl\u00e1cen\u00ed nemusely zb\u00fdt? Copak m\u016f\u017ee z\u00edskat d\u016fv\u011bru od banky n\u011bkdo, kdo m\u00e1 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, je\u017e ho usv\u011bd\u010duj\u00ed z toho, \u017ee u\u017e d\u0159\u00edve n\u011bkomu nezaplatil tak, jak tomu m\u011blo b\u00fdt? St\u011b\u017e\u00ed, \u017ee?Ale p\u0159esto se alespo\u0148 n\u011bjak\u00e1 p\u016fj\u010dka sehnat d\u00e1. A to kdy\u017e \u010dlov\u011bk m\u016f\u017ee ru\u010dit jinak a je to akceptov\u00e1no. Nap\u0159\u00edklad nebankovn\u00ed hypot\u00e9ka nen\u00ed nedostupn\u00e1 ani pro ty, kdo jsou na tom nevaln\u011b, ale mohou nab\u00eddnout aspo\u0148 nemovitost jako garanci spl\u00e1cen\u00ed.Tak\u017ee ti, kdo neusp\u011bj\u00ed v bank\u00e1ch a p\u016fj\u010dky pot\u0159ebuj\u00ed, s\u00e1zej\u00ed na nebankovn\u00ed hypot\u00e9ky. Ty jsou s\u00e1zkou na jistotu, kdy\u017e maj\u00ed \u017eadatel\u00e9 aspo\u0148 n\u011bjakou nemovitost. Kdo m\u016f\u017ee d\u00e1t do z\u00e1stavy dejme tomu byt, d\u016fm nebo n\u011bco takov\u00e9ho, dostane pot\u0159ebn\u00e9 pen\u00edze nav\u00edc docela rychle a v\u00fdhodn\u011b. Tak\u017ee si nezoufejte, pokud v\u00e1s odm\u00edtnou v n\u011bjak\u00e9 bance uspokojit s t\u00edm, \u017ee nejste bonitn\u00ed. Pomoc se nakonec se\u017eene. Jenom to chce v\u011bd\u011bt, na koho je z\u00e1hodno se obr\u00e1tit.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Klidn\u011b si p\u016fj\u010dte","item":"https:\/\/www.asope.cz\/klidne-si-pujcte\/#breadcrumbitem"}]}]